End User Agreement
Last updated: 2026
1. Parties to This Agreement
This End User Agreement ("Agreement") is a binding contract between Beyond Account ("Company", "we", "us", or "our") and the individual or entity ("You", "End User") accessing or using the Beyond Account application, website, and connected services (collectively, the "Services"). By registering for, accessing, or using the Services, You acknowledge that You have read, understood, and agree to be bound by this Agreement.
2. Eligibility & Account Registration
You must be at least 18 years of age and legally capable of entering into contracts to use the Services. You agree to provide accurate, current, and complete information during registration and to keep such information updated. You are responsible for safeguarding your account credentials and for all activity that occurs under your account.
3. Description of Services
Beyond Account provides financial intelligence tooling that integrates with accounting platforms (including but not limited to Zoho Books, QuickBooks Online, and Xero), payment gateways, banking providers, and marketplace channels. The Services may include invoice management, reconciliation, reporting, AI-assisted analysis, investor and marketplace features, and related communications. We reserve the right to modify, suspend, or discontinue any feature at any time without prior notice.
4. Permitted Use
You agree to use the Services only for lawful business purposes and in compliance with all applicable laws and regulations. You will not (a) access the Services in a manner that could damage, disable, or impair them; (b) attempt to circumvent security, authentication, or rate-limiting controls; (c) introduce malware, viruses, or harmful code; (d) scrape, reverse engineer, or decompile any portion of the Services; or (e) use the Services to transmit unlawful, infringing, or fraudulent content.
5. Third-Party Connections & Data
The Services may connect to third-party platforms You authorize, such as accounting software, banks, payment processors, and marketplaces. You grant us permission to access, retrieve, store, and process data from these sources solely to provide the Services. You are responsible for the accuracy and lawfulness of data You input or authorize us to access, and for maintaining valid authorizations. We are not responsible for the accuracy, availability, or conduct of third-party platforms.
6. Fees & Subscriptions
Certain features require a paid subscription or usage-based fees (including per-company seats, NDA e-signature charges, and report generation). Applicable fees are displayed before payment. Payments are processed via our payment partner. Unless required by law, fees are non-refundable once a service has been rendered. Unused prepaid credits or wallet balances are non-refundable except where required by applicable law.
7. Intellectual Property
All software, branding, content, and documentation provided through the Services are our property or licensed to us. You receive a limited, non-exclusive, non-transferable license to use the Services for the duration of your subscription. You retain all rights to the data You submit; we retain all rights to the Services and aggregated, de-identified insights derived from operation of the platform.
8. Privacy & Data Processing
Our handling of personal data is described in our Privacy Policy and, where applicable, our Data Processing Addendum, both incorporated here by reference. By using the Services, You consent to the collection, storage, and processing of data as described in those documents.
9. Disclaimers
The Services are provided on an "as is" and "as available" basis. We do not warrant that the Services will be uninterrupted, error-free, secure, or accurate. AI-generated analysis, reports, and suggestions are informational only and do not constitute accounting, tax, legal, or investment advice. You should consult a qualified professional before acting on any output.
10. Limitation of Liability
To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or for loss of profits, data, or business opportunity, arising out of or related to the Services, even if advised of the possibility of such damages. Our aggregate liability for any claim shall not exceed the amount You paid us in the three (3) months preceding the claim.
11. Indemnification
You agree to indemnify and hold us harmless from any claims, damages, losses, or expenses (including reasonable legal fees) arising from your breach of this Agreement, your misuse of the Services, or your violation of any law or third-party right.
12. Term & Termination
This Agreement is effective upon your first use of the Services and continues until terminated. You may stop using the Services at any time. We may suspend or terminate your access immediately for breach of this Agreement, suspected fraudulent activity, or non-payment. Upon termination, your right to use the Services ceases, and we may delete your data after a reasonable retention period as required by law.
13. Governing Law & Disputes
This Agreement is governed by the laws of India. Any dispute arising out of or relating to this Agreement shall be subject to the exclusive jurisdiction of the courts of Gujarat, India.
14. Changes to This Agreement
We may update this Agreement from time to time. We will notify End Users of material changes via email or in-app notice. Your continued use of the Services after changes take effect constitutes acceptance of the revised Agreement.
15. Contact
For questions about this End User Agreement, email hello@beyondaccount.com.